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Abu Dhabi Islamic Bank was established on 20th May 1997 as a Public Joint Stock Company through the Amiri Decree No. 9 of 1997. The Bank commenced commercial operations on 11th November 1998, and was formally inaugurated by His Highness Sheikh Abdullah Bin Zayed Al Nahyan, UAE Minister of Information and Culture on 18th April 1999.

All contracts, operations and transactions are carried out in accordance with Islamic Shari'a principles.

ADIB commenced its operations with a paid-up capital of One Billion Dirhams divided into hundred million shares, the value of each share being ten dirhams. The shares are quoted on the Abu Dhabi Securities Market.

The founders of Abu Dhabi Islamic Bank hold 39% of its equity while the remaining 61% is held by approximately 100,000 shareholders. The founding shareholders of ADIB are:

	Develop a corporate culture that revolves around satisfying customer needs.
	Provide customers with quality, cost-effective and Shari'a compliant financial services.
	Use financial innovation to satisfy the varied preferences of depositors.
	Use state-of-the-art technology in developing banking products and services.
	Ensure that each employee's goals and objectives are aligned with those of the Bank.

	We are committed to Islamic ideals and to rules of Shari'a in all of our activities.
	We are focused on 100% customer satisfaction by delivering quality service where and when the customer needs these services.
	We aspire to be a Bank that our employees are proud of and committed to by offering a chance to contribute to learn and to advance on merits.
	We use creativity and technology to differentiate our services and to develop and deliver our products and services to customers.
	We will reward our shareholders by providing them competitive returns on their investment in the Bank.